The home buying process typically begins with determining your budget and getting pre-approved for a mortgage. Then, you can start searching for properties that meet your criteria, attending open houses, and eventually making an offer.

When choosing a neighborhood, consider factors such as location, proximity to schools and amenities, safety, property values, and future development plans. Think about your lifestyle and what matters most to you in terms of convenience and community.

A fixed-rate mortgage has a set interest rate for the entire term of the loan, providing stability in monthly payments. An adjustable-rate mortgage (ARM) typically starts with a lower interest rate for a fixed period, then adjusts periodically based on market conditions, potentially resulting in fluctuating monthly payments.

Closing costs typically range from 2% to 5% of the purchase price of the home. These costs include fees for services such as appraisal, title search, loan origination, and escrow. It's essential to budget for closing costs in addition to your down payment and other expenses.

The best time to sell a home can vary depending on factors such as local market conditions and seasonality. Generally, spring and early summer tend to be popular times for selling, as the weather is favorable, and families may want to move before the start of the school year. However, every situation is unique, so it's essential to consult with a real estate agent familiar with your area for personalized advice.